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abi business insurance cover terms
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- Employers liability insurance
If you employ anyone outside your immediate family, you are required by law to purchase employer's liability insurance. This insurance offers you protection for any liability arising from injury or illness sustained by employees while they are working for you.
- Motor insurance
If you use a motor vehicle for your business, you have to insure at a minimum against third party liability by law. You should also strongly consider extending your protection to cover your motor vehicle from collision and theft.
- Public liability
This will protect you from any liabilities from a Third Party (other than your employees) bodily injury or damage to their property that may occur during the normal operation of your business.
- Products liability
This will protect you from any liabilities from a Third Party bodily injury (other than your employees) or damage to their property that may occur from products you sold or supplied.
- Material damage insurance
There are several different insurances that are designed to cover your various assets (building, computer equipment, stock, or contents) from loss or damage caused by various causes (fire, flood, theft or other disasters).
- Business interruption insurance
This covers you from the loss of turnover or trading profits from damage to your property that prevents the normal operation of your business.
- Money insurance
In specific circumstances this will reimburse you for money that is lost or stolen from the premises, your home or whilst you are moving it to another location.
- Goods in transit insurance
Covers you for accidental loss, destruction or damage to goods in transit and the cost of alternative transport if needed.
- Other insurances for your business
Other insurances may be considered a standard part of an insurance policy for your business. If so, our intelligent RFQ form will allow you to request the appropriate insurance. These additional insurances will be denoted by the question mark beside the line item representing them. If you click on the question mark, text explaining the insurance will be provided.
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